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LAHORE?-?
The Semi Finals rounds of FMC- 2nd Asian Masters Squash Championship-2012 were played here at PSA Squash Complex on Wednesday.
The final of Over 60 & above will be played between Gogi Alauddin (PAK) Vs Rajiv Reddy (India), Over 55-59 between Lalit Kumar Agnihotri (India) Vs Mohammad Hanif Lodhi, Exhibition Match between Ramy Ashour (EGY) Vs Gogi Alauddin (PAK), Over 50-54 between Hassan Raza (PAK) Vs Jaideep Singh Grewal (India), Over 45-49 between Sohail Qaiser (PAK) Vs Mohammad Fayyaz (HKG), Over 35-39 between Zulfiqar Khan(PAK) Vs Jahangir Khan Jr (PAK) and Over 40-44 between Abdul Rashid (PAK) Vs Sajjad Ahmed (PAK).
Result Semi Final: Over 35-39: Zulfiqar Khan(PAK) bt Lal Wickrama Singhe (Sri Lanka) 11-9, 11-5, 11-8. Jahangir Khan (PAK) bt Saurab Nayar (India) 11-6, 13-11, 11-6
Over 40-44: Abdul Rashid (PAK) W/o Aseem Verma (India). Sajjad Ahmed (PAK) bt Adnan Latif (PAK) 11-7, 12-14, 11-5, 11-8
Over 45-49: Sohail Qaiser (PAK) bt Deepak Moolani (India) 11-9, 11-9, 11-9. Mohammad Fayyaz (HKG) bt Rohit Thawani (India) 11-6, 17-15, 11-8, 12-10
Over 50-54: Hassan Raza (PAK) bt Ghulam Farooq Butt (PAK) 11-6, 11-7, 11-3. Jaideep Singh Grewal (India) bt Ali Hassan Habib (PAK) 12-10, 8-11, 11-7, 6-11, 11-6
Over 55-59: Lalit Kumar Agnihotri (India) Beat Abdul Qayyum (PAK) 16-18, 3-11, 11-9, 11-5, 11-4. Haneef lodhi qualify for final from other semi final
Over 60 & above: Gogi Alauddin (PAK) Vs Munir Sait (India) 11-4, 11-0, 11-1. Rajiv Reddy (India) W/o Sajjad Munir (PAK).
Source: http://www.pakistantoday.com.pk/2012/09/06/news/sports/2nd-asian-masters-squash-finals-today/
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Commercial real estate investing can truly be a lucrative business, but before you? decide how to finance your purchase, you need to know what you are planning to do with the property.? In other words, your exit strategy will determine how you?ll want to finance the property.

? Maxim_Kazmin ? Fotolia.com
If you?re planning on holding the property for a short while like a fix and flip scenario, then you want to?obtain a loan that has the lowest up front fees.? The interest rate and payments on the loan aren?t that important because you, hopefully, will be selling the property quickly.
If you plan on keeping the property in your inventory for a substantial period of time, like a fix and hold scenario, then you would normally trade paying higher up front fees for a lower interest rate and payments.? Over the course of the loan those lower payments will save you much more money then whatever up front fee you may have paid to get the rate.
Once you have determined your loan priorities, then it?s time to go loan shopping.? Here are some places you will want to look.
Traditional Lenders
The lending requirements for a commercial loan are significantly different from a residential loan.? In commercial lending the properties loan worthiness is determined more by it?s income and expenses than it?s actual physical condition or location.? Commercial lenders look at a property in terms of it?s ability to produce income to support its expenses and financing.
A traditional lender will want to see the income and expense statements for the property for the past three to five years.? They will also want to determine what the NOI (Net Operating Income) for the property is. All of this is done to determine if the property is a sound financial investment.? Once they determine if this is true, then they will look at the condition and use of the property as well as the financial and credit status of the borrower and make a final lending decision.
Non-Traditional Lender
These are also known as creative financing lenders.? One of the more common methods of creative financing is to assume the existing financing on the property.? This is when you agree to take over the seller?s current loan/loans that exist on the property.? Many commercial loans are freely assumable so you can do this without getting the approval of the lender.
However if the seller?s loan is not freely assumable then you will need to qualify for the loan with the lender.? The benefits of doing this instead of getting your own financing on the property are when the seller has a very attractive loan on the property like a low interest, long term loan.? If you were to apply for a loan you would not be able to get these favorable terms so assuming the sellers financing is very attractive.
Another method is using a Master Lease.? This used with a seller who is looking to avoid paying taxes on the gain from the sale of the property right now but can?t use a 1031 exchange to delay the taxes.? In a master lease the buyer agrees to pay the owner a set lease payment every month and in turn gets to run the property as if they owned it.? The lease term can be anywhere from three to five years and will include an option to purchase the property at it?s current market value when the lease expires.
The benefit to the seller is he is only charged capital gains on the current value of the property and not the future value of the property when the deal actually closes.? Of course if the property should decline in value during the course of the lease then neither party will want to exercise the option and ownership of the property will revert back to the seller who can then decide to sell it or enter into another master lease agreement.? A master lease can also be good for a buyer as it gives them time to see if the property is going to be a good investment without having to take the leap and close on it immediately.
Another common creative finance technique is the Blanket Mortgage.? This is where you offer the seller or traditional lender the added security of giving them a lien not only on the property in question but also on another piece of property you own.? This means if you go into default on the loan then the lender has the right to foreclose on all of the properties they have a security interest in and not just the property you are buying.? This type of incentive may get a lender to approve a loan they ordinarily would have denied.
Source: http://realtybiznews.com/ways-to-finance-your-commercial-real-estate-purchases/98715254/
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House Minority Leader Nancy Pelosi introduces the Democratic women of the House of Representatives during the Democratic National Convention in Charlotte, N.C., on Tuesday, Sept. 4, 2012. (AP Photo/Carolyn Kaster)
House Minority Leader Nancy Pelosi introduces the Democratic women of the House of Representatives during the Democratic National Convention in Charlotte, N.C., on Tuesday, Sept. 4, 2012. (AP Photo/Carolyn Kaster)
FILE -In this Dec. 10, 2010 file photo, President Barack Obama listens as former President Bill Clinton speaks in the briefing room of the White House in Washington. When Bill Clinton takes the convention stage to endorse Barack Obama later this week, it will be a landmark step on a path to reconciliation for two former rivals whose political fortunes are now inextricably tied. By embracing Clinton, Obama hopes to capture the former president's uncanny knack for political survival against tough odds. And it doesn?t hurt that the economy and the nation?s budget picture last truly soared under Clinton. (AP Photo/J. Scott Applewhite, File)
Ashley Evans helps search for belongings to retrieve from her friend's home, after floodwaters from Hurricane Issac receded in Braithwaite, La., Tuesday, Sept. 4, 2012. (AP Photo/Gerald Herbert)
Your daily look at late-breaking news, upcoming events and the stories that will be talked about Wednesday:
1. DEMOCRATS KICK OFF THEIR CONVENTION
San Antonio Mayor Julian Castro, the keynote speaker, says Romney "quite simply doesn't get it" and the nation is making progress "despite incredible odds."
2. WHY OBAMA CHOSE CLINTON FOR NOMINATION SPEECH
Both benefit, AP's Beth Fouhy explains: The president gets validation from a highly popular Democrat and the ex-president returns to center stage.
3. THE NATIONAL DEBT: OVER $16 TRILLION
That's the word from the Treasury Department, and it means another round of trying to raise the government's borrowing cap.
4. BOOK DETAILS KOMEN-PLANNED PARENTHOOD RIFT
Former Komen VP blasts both sides in the firestorm over grants the cancer charity tried to halt.
5. HOW USUALLY UNFLOODED AREAS GOT SO SOCKED BY ISAAC
New study will investigate whether measures to protect New Orleans ended up hurting outlying neighborhoods.
6. WHAT U.N. SECRETARY-GENERAL WANTS FOR SYRIA
Ban Ki-Moon is urging donors to come to the aid of suffering civilians.
7. TRANSGENDER INMATE GETS OK FOR SEX-REASSIGNMENT SURGERY
Prison says it's a security concern; judge says that argument boils down to "a fear of controversy, criticism, ridicule and scorn."
8. WHERE A TEEN WITH DOWN SYNDROME WASN'T ALLOWED
American Airlines says he "was not ready to fly," but his family calls it discrimination.
9. MCDONALD'S, WITHOUT THE BEEF
The fast food chain synonymous with hamburgers plans to open vegetarian-only restaurants in India.
10. THAT SPECIAL TIME OF YEAR: SHINY GADGETS GALORE
Nokia, Motorola, Amazon likely to show off new devices this week before Apple gets its turn.
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NEW YORK (Reuters) - Stocks fell on Tuesday, led by weakness in shares most sensitive to the health of the economy after a report showed the country's manufacturing sector shrank at its sharpest clip in more than three years last month.
Declines on Wall Street followed a bounce on Friday after Federal Reserve Chairman Ben Bernanke kept alive hopes for further monetary easing, although he stopped short of signaling any imminent action to prop up the economy.
The Institute for Supply Management said its index of national factory activity fell to 49.6 in August from 49.8 in July. The index also shrank in June. A reading below 50.0 indicates contraction. The data followed similar disappointing readings on manufacturing elsewhere in the world.
"What people saw with today's U.S. ISM and the manufacturing data in Asia and Europe yesterday is that the global economy is still slowing down. In particular, cyclical stocks are pretty weak today," said Peter Boockvar, equity strategist at Miller Tabak & Co in New York.
The Dow Jones industrial average dropped 90.82 points, or 0.69 percent, to 13,000.02. The Standard & Poor's 500 Index fell 7.42 points, or 0.53 percent, to 1,399.16. The Nasdaq Composite Index shed 21.31 points, or 0.69 percent, to 3,045.66.
The Morgan Stanley cyclical index fell 1.4 percent. The S&P materials sector index lost 1.5 percent.
Shares of Cliffs Natural Resources Inc. fell 4.2 percent to $34.33. Allegeny Technologies Inc. slipped 3.1 percent to 28.71.
Investors are now awaiting comments from European Central Bank President Mario Draghi after the bank's meeting on Thursday. Speculation the ECB will unveil plans to lower borrowing costs for Spain and Italy mounted after Draghi said central bank purchases of sovereign bonds of up to three years maturity did not constitute state aid.
The all-important payrolls report due Friday will also be closely watched. The employment report will be the final major economic report before the Federal Open Market Committee meets on September 12-13.
"What we are seeing is a little bit of profit-taking after three consecutive months of gains in light of the possibility of some more disappointment this week," said Fred Dickson, chief market strategist at D.A. Davidson & Co. Lake Oswego, Oregon.
Separate data also showed U.S. construction spending in July fell by the most in a year as both the private and public sectors cut back on investment, according to a report that could dampen hopes of a pick-up in economic activity in the third quarter.
(Additional reporting by Angela Moon; Editing by Dave Zimmerman)
Source: http://news.yahoo.com/stock-futures-rise-focus-data-084813889--finance.html
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In this theater publicity image released by Lincoln Center Theater, a scene is shown from the production of "War Horse," performing at the Lincoln Center Theater in New York. Producers announced Tuesday, Sept. 4, 2012 that the final performance of "War Horse" in New York will be Jan. 6, 2013. (AP Photo/Lincoln Center Theater, Paul Kolnik)
In this theater publicity image released by Lincoln Center Theater, a scene is shown from the production of "War Horse," performing at the Lincoln Center Theater in New York. Producers announced Tuesday, Sept. 4, 2012 that the final performance of "War Horse" in New York will be Jan. 6, 2013. (AP Photo/Lincoln Center Theater, Paul Kolnik)
NEW YORK (AP) ? The Tony Award-winning play "War Horse" is jumping off its saddle in New York.
Producers said Tuesday that the play about horses sent to the battlefields during World War I will play its final performance at Lincoln Center on Jan. 6. When it closes, it will have played some 750 shows.
Hailed as a beautiful mashup of puppetry and pathos, "War Horse" premiered at the National Theatre in London in 2007. It moved to the West End in March 2009, where it continues to play.
It came to Broadway and opened at Lincoln Center Theater in March 2011, winning five Tonys, including best play. A U.S. tour kicked off in Los Angeles this June and will travel to 30 U.S. cities.
___
Online: http://warhorseonstage.com
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Leading German bankers clashed over plans to give the ECB new supervision powers on Tuesday, with the co-head of Deutsche Bank saying oversight would only work if the central bank was allowed to monitor a broad range of banks, not just Europe's biggest. [?]
Global financial markets fell Tuesday amid uncertainty over what authorities in the U.S., China and Europe might do to help the slowing world economy. [?]
Lawyers for National Australia Bank shareholders have asked a judge to force the banking regulator to hand over documents it allegedly has about a probe into the bank's toxic US subprime mortgages. [?]
SYDNEY, Sept 3 AAP - Retailers are set for a very jolly Christmas, with optimism about the key sales period running at a 12-year high. [?]
Demonstrators speak and move toward downtown during a protest march, Sunday, Sept. [?]
Commodities beat equities, bonds and the dollar for a second consecutive month, the longest streak in more than a year, on mounting speculation policy makers will seek to rescue their economies. [?]
The Middle East will be an important growth area in coming years for investment banks, including Barclays, as local wealth funds put their oil dollars to work buying European assets, a senior executive at the British bank said. [?]
Germany's finance minister said Monday that a new Europe-wide banking supervisor is unlikely to be up and running in the new year, dampening hopes that stressed banks could soon tap available rescue funds directly. [?]
Benchmark oil for October delivery was down 16 cents at $96.31 a barrel at midday Bangkok time in electronic trading on the New York Mercantile Exchange. [?]
Soon, Charlotte will be known as a city that hosted the Democratic National Convention. [?]
Source: http://www.freebusinesscheckingaccount.info/personal-finance-question-co-insurance-clause/
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